First Union Library

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First Union Bank, the most prolific US Visa Cash issuer, utilized many techniques with their SVCs. Categories: Pre-Visa Cash & Trial Issues (e.g., proprietary system, no VISA identification, Banking & Financial meetings) Promotional Issues Olympic Visa Cash Issues Regular Visa Cash issues Private & Co-Branded Issues (e.g., for Standard Chartered Bank, Texaco issues) Military Issues "Reprints and Overprints" "Falling coins" design: used for Senior Leadership Conf, TMA 1996 conf, Employee commem, Inaugural Series and Cybercash issue. check out the combinations of copper, silver and gold coins, different reverses and addition of Visa Cash logo. Smart 24 Hour Banking Card: also used for the EACUBO and FUN Show cards. CardTech/SecurTech 1998 card is a slightly changed image of the Fort Leonard Wood Card.

Trial, Pre-Visa Cash & Promotional Issues

Charlotte Skyline Demonstration System: Proprietary Denom: $25; Mintage: 200 Iss: 1995; Exp: unk MCC# FUN 1 (Image Courtesy R. Garton)	Charlotte Skyline Demonstration Reverse (Image Courtesy R. Garton)	Senior Leadership Conference Gemplus Chip System: Proprietary Denom: $5; Mintage: 2,000 Iss: Sep 1995; Exp: unk KARS# A002; MCC# FUN 2	Senior Leadership Conference Reverse
Technical Test Card System: Visa Cash Denom: none; Mintage: 10 Iss: 1996; Exp: unk KARS# A211; MCC# FUN T8			Limited number of "Test Cards" were issued to test the new Visa Cash equipment prior to bringing the system 'online'
The popular "Falling Coins" design varies with combinations of bronze, silver and gold coins. Compare the Senior Leadership, Employee Commem, Inaugural Series and Cybercash (Reprints) cards.
Also note the 'Visa Cash' logos. The Inaugural Series has a small logo on the left side.Afterward, it was standardized, by Visa International, to a larger logo, placed on the right side of all cards (also seen on other early International releases).
(*) 2,000 of the Cybercash $5 cards were put in special Folders and used for TMA 96	$2 Cybercash System: Visa Cash Denom: $2; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1996 KARS# A119; MCC# FUN 54	$5 Cybercash System: Visa Cash Denom: $5; Mintage: 10,000 (*) Iss: Jul 1996; Exp: Dec 1996 KARS# A120; MCC# FUN 55	Employee Commemorative (Image included for comparison, see Inaugural Series, below)
Treasury Management Conf 1995 (Looks too much like a $5 Bill, so design changed for C&T Series) System: Proprietary Denom: $5; Mintage: 2,000 Iss: Nov 1995; Exp: unk KARS# A003 ; MCC# FUN 7	Treasury Management Conf 1996 Cybercash $5 in TMA 96 Folder System: Visa Cash Denom: $5; Mintage: 2,000 folders Iss: Nov 1996; Exp: Dec 1996 KARS# A167; MCC# FUN 56	Treasury Management Conf 1996 Internal Card (used to maintain equip at conf) System: Visa Cash Denom: unk; Mintage: 14 Iss: 1996; Exp: unk KARS# A168; MCC# FUN T57	Treasury Management Conf 1998 view Folder System: Visa Cash Denomination $5; Mintage 1,000 Iss: Nov 1998; Exp: Apr 1999 KARS# A486
Commercial Business Forum 1996 System: Proprietary Denom: $5; Mintage: 1,500 Iss: May 1996; Exp: unk KARS# A087; MCC# FUN 34	Commercial Business Forum 1997 System: Proprietary Denom: unk; Mintage: unk Iss: May 1997; Exp: unk KARS# A265	Commercial Business Forum 1998 System: Visa Cash Denom: $5; Mintage: 1,000 Iss: May 1998; Exp: Jan 1999 KARS# A436
Smart Check Card System: Visa Cash Denom: none; Mintage: 60,000 Iss: Feb 1996; Exp: unk KARS# A517	Smart Check Card Reverse	Smart Check Card 2nd Edition System: Visa Cash Denom: none; Mintage: unk Iss: Apr 1996; Exp: unk KARS# A253	Smart Check Card 2nd Edition Reverse
Smart 24 Hour Banking Card System: Visa Cash Denom: none; Mintage: 15,000 Iss: 1996; Exp: unk KARS# A254	Smart 24 Hour Banking Card Reverse Actual Mintage: 14,277 since: 324 cards overprints - EACUBO 399 cards embossed - FUN Show	EACUBO 1998 Annual Meeting System: Visa Cash Denom: none; Mintage: 324 Iss: 1998; Exp: unk KARS# A487	FUN Show 1999 Card System: Visa Cash Denom: none; Mintage: 399 Iss: Jan 1999; Exp: unk KARS# A495
CardTech/SecurTech '97 G&D Building A Smart Future System: Proprietary Denom: $10; Mintage: 1,000 Iss: Apr 1997; Exp: Dec 1997 KARS# A284; MCC# FUN SPr59	CardTech/SecurTech '98 Defending Cyberspace '98 System: Visa Cash Denom: $5; Mintage: 1,000 Iss: Sep 1998; Exp: Feb 1999 KARS# A464		Charlotte Skyline Promotional $5 System: Visa Cash Denom: $5; Mintage: 4,000 Iss: Jan 1998; Exp: Aug 1999 KARS# A455

Inaugural Issue

		First Union Inaugural Set (KARS# A026) The $5 Employee Commemorative Card was issued as a thank you to employees involved with the Visa Cash project Features Bronze, Silver & Gold Coins Features small Visa Cash logo on the left (later changed per Visa Int'l standardization)
Employee Commemorative Card System: Visa Cash (Schlumberger Chip) Denom: $5; Mintage: 7,000 Iss: Oct 95; Exp: Oct 97 KARS# A022; MCC# FUN 3	Employee Commemorative Card Reverse
Inaugural $10 Card (Bronze Coins) System: Visa Cash (small logo on left) Denom: $10; Mintage: 40,000 Iss: Oct 95; Exp: Oct 97 KARS# A023; MCC# FUN 4	Inaugural $20 Card (Silver Coins) System: Visa Cash (small logo on left) Denom: $20; Mintage: 40,000 Iss: Oct 95; Exp: Oct 97 KARS# A024; MCC# FUN 5	Inaugural $50 Card (Gold Coins) System: Visa Cash (small logo on left) Denom: $50; Mintage: 20,000 Iss: Oct 95; Exp: Oct 97 KARS# A025; MCC# FUN 6

Olympic Issues

(displays Olympic Torch and/or Olympic Rings)

Currency and Technology Series Note: First use of standard large Visa Cash logo, on right of card KARS# A032			Currency & Technology $5 Employee Issue view Pop-Up Folder System: Visa Cash Denom: $5; Mintage: 13,000 Iss: 1996; Exp: Jun 97 KARS# A027; MCC# FUN 9
Currency & Technology $10 System: Visa Cash Denom: $10; Mintage: 20,000 Iss: 1996; Exp: Jun 97 KARS# A028; MCC# FUN 10	Currency & Technology $20 System: Visa Cash Denom: $20; Mintage: 35,000 Iss: 1996; Exp: Jun 97 KARS# A029; MCC# FUN 11	Currency & Technology $50 System: Visa Cash Denom: $50; Mintage: 35,000 Iss: 1996; Exp: Jun 97 KARS# A030; MCC# FUN 12	Currency & Technology $100 System: Visa Cash Denom: $100; Mintage: 7,000 Iss: 1996; Exp: Jun 97 KARS# A031; MCC# FUN 13
Modern Swiss Series	(KARS# A072)
Modern Swiss Series $10 System: Visa Cash Denom: $10; Mintage: 5,000 Iss: May 96; Exp: May 97 KARS# A068; MCC# FUN 14	Modern Swiss Series $20 System: Visa Cash Denom: $20; Mintage: 5,000 Iss: May 96; Exp: May 97 KARS# A069; MCC# FUN 15	Modern Swiss Series $50 System: Visa Cash Denom: $50; Mintage: 5,000 Iss: May 96; Exp: May 97 KARS# A070; MCC# FUN 16	Modern Swiss Series $100 System: Visa Cash Denom: $100; Mintage: 5,000 Iss: May 96; Exp: May 97 KARS# A071; MCC# FUN 17
American Athletes 1 Series	(KARS# A067)
American Athletes 1 - $10 Male Sprinter System: Visa Cash Denom: $10; Mintage: 15,000 Iss: May 96; Exp: May 97 KARS# A063; MCC# FUN S18	American Athletes 1 - $20 Female Gymnast System: Visa Cash Denom: $20; Mintage: 15,000 Iss: May 96; Exp: May 97 KARS# A064; MCC# FUN S19	American Athletes 1 - $50 Male Swimmer System: Visa Cash Denom: $50; Mintage: 15,000 Iss: May 96; Exp: May 97 KARS# A065; MCC# FUN S20	American Athletes 1 - $100 Cyclist System: Visa Cash Denom: $100; Mintage: 15,000 Iss: May 96; Exp: May 97 KARS# A066; MCC# FUN S21
Botanical Print Set	(KARS# A105)
Botanical Print $10 (Peony) System: Visa Cash Denom: $10; Mintage: 5,000 Iss: May 1996; Exp: May 1997 KARS# A106; MCC# FUN 26	Botanical Print $20 (White Camelia) System: Visa Cash Denom: $20; Mintage: 5,000 Iss: May 1996; Exp: May 1997 KARS# A105; MCC# FUN 27	Botanical Print $50 (Red Camelia) System: Visa Cash Denom: $50; Mintage: 5,000 Iss: May 1996; Exp: May 1997 KARS# A105; MCC# FUN 28	Botanical Print $100 (Oleander) System: Visa Cash Denom: $100; Mintage: 5,000 Iss: May 1996; Exp: May 1997 KARS# A105; MCC# FUN 29
American Athletes 2 Series	(KARS# A107)
American Athletes 2 - $10 Basketball System: Visa Cash Denom: $10; Mintage: 15,000 Iss: Jul 1996; Exp: Jul 1997 KARS# A108; MCC# FUN S22	American Athletes 2 - $20 Tennis System: Visa Cash Denom: $20; Mintage: 15,000 Iss: Jul 1996; Exp: Jul 1997 KARS# A107; MCC# FUN S23	American Athletes 2 - $50 Crew (Rowing) System: Visa Cash Denom: $50; Mintage: 15,000 Iss: Jul 1996; Exp: Jul 1997 KARS# A107; MCC# FUN S24	American Athletes 2 - $100 High Jump System: Visa Cash Denom: $100; Mintage: 15,000 Iss: Jul 1996; Exp: Jul 1997 KARS# A107; MCC# FUN S25
American Athletes 3 Series (Women Athletes)	(KARS# A111)
American Athletes 3 (Women) $10 Volleyball & Mountain Biking System: Visa Cash Denom: $10; Mintage: 15,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A112; MCC# FUN S22	American Athletes 3 (Women) $50 Track & Field System: Visa Cash Denom: $50; Mintage: 15,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A111; MCC# FUN S22	American Athletes 3 (Women) Reverse images (in same order)
American Athletes 3 (Women) $20 Softball System: Visa Cash Denom: $20; Mintage: 15,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A111; MCC# FUN S22	American Athletes 3 (Women) $100 Soccer System: Visa Cash Denom: $100; Mintage: 15,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A111; MCC# FUN S22
American Jazz Greats	(KARS# A109)
American Jazz Greats $10 Dinah Washington System: Visa Cash Denom: $10; Mintage: 5,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A110; MCC# FUN 35	American Jazz Greats $20 Count Basie System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A511; MCC# FUN 36	American Jazz Greats $50 Dexter Gordon System: Visa Cash Denom: $50; Mintage: 5,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A512; MCC# FUN 37	American Jazz Greats $100 Louis Armstrong System: Visa Cash Denom: $100; Mintage: 5,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A513; MCC# FUN 38

 

Regular Issues

Cybercash (Reprint)Set	(KARS# A156)		Features large Visa Cash logo on the right (as changed per Visa Int'l)
$2 Cybercash System: Visa Cash Denom: $2; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1996 KARS# A119 (MCC# FUN 54)	$2 Cybercash Reverse	$5 Cybercash System: Visa Cash Denom: $5; Mintage: 10,000 (*) Iss: Jul 1996; Exp: Dec 1996 KARS# A120 (MCC# FUN 55)	52 Cybercash Reverse
Atlanta Scenes Set   (KARS# A316)
	Atlanta Scenes Set $10 Stone Mountain System: Visa Cash Denom: $10; Mintage: 7,000 Iss: Oct 1997; Exp: Dec 1998 KARS# A409	Atlanta Scenes Set $20 Atlanta Skyline System: Visa Cash Denom: $20; Mintage: 7,000 Iss: Oct 1997; Exp: Dec 1998 KARS# A410	Atlanta Scenes Set $50 Atlanta Courthouse System: Visa Cash Denom: $50; Mintage: 4,000 Iss: Oct 1997; Exp: Dec 1998 KARS# A411
Charlotte Skyline Issue			Charlotte Skyline   System: Visa Cash Denom: $10; Mintage: 7,000 Iss: Jan 1998; Exp: Sep 1999 KARS# A335
First Union NASCAR Sponsor Set	(not NASCAR branded, no logo)
NASCAR Sponsored Car System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Jan 1998; Exp: Jul 1999 KARS# A337	NASCAR Sponsored Car Reverse	Wally Dallenbach Card (signed) System: Visa Cash Denom: $50; Mintage: 3,000 Iss: Jan 1998; Exp: Jul 1999 KARS# A338	Wally Dallenbach Card (signed) Reverse
Philadelphia/American Revolution Series (KARS# A488)
	Philadelphia Series $20 System: Visa Cash Denom: $20, Mintage 5,000 Iss: Sep 1998; Exp: Dec 1999 KARS# A489	Philadelphia Series $50 System: Visa Cash Denom: $50, Mintage 3,000 Iss: Sep 1998; Exp: Dec 1999 KARS# A488	Philadelphia Series $100 System: Visa Cash Denom: $100, Mintage 3,000 Iss: Sep 1998; Exp: Dec 1999 KARS# A488
Come to the Mountain Series	(KARS# A534)
Come To The Mountain $5 "Collector's Limited Edition" view Folder System: Visa Cash Denom: $5, Mintage: 1,500 Iss: Feb 1999. Exp: Jan 2000 KARS# A518	Come To The Mountain $10 System: Visa Cash Denom: $10, Mintage: 3,000 Iss: May 1999. Exp: Aug 2000 KARS# A530	Come To The Mountain $ 20 System: Visa Cash Denom: $20, Mintage: 5,000 Iss: May 1999. Exp: Aug 2000 KARS# A531	Come To The Mountain $ 50 System: Visa Cash Denom: $50, Mintage: 5,000 Iss: May 1999. Exp: Aug 2000 KARS# A532

Private & Co-Branded Issues

United Artists Theaters Olympic Set	(KARS# A116)
United Artists Theaters $10 "Movie Max" System: Visa Cash Denom: $10; Mintage: 11,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A116 (MCC# FUN Pr42)	United Artists Theaters $10 "Movie Max" Reverse	United Artists Theaters $20 "Sidewalk Star" System: Visa Cash Denom: $20; Mintage: 11,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A116 (MCC# FUN Pr43)	United Artists Theaters $20 "Sidewalk Star" Reverse
Burger King Set	(KARS# A117)
Burger King Whopper $10 System: Visa Cash Denom: $20; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A194 (MCC# FUN Pr40)	Burger King Whopper $10 Reverse	Burger King Whopper $50 System: Visa Cash Denom: $50; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A195 (MCC# FUN Pr41)	Burger King Whopper $50 Reverse
Texaco Olympic Set (Series #1)	(KARS# A037)
Texaco #1 $10 (Swimmer) System: Visa Cash Denom: $10; Mintage: 15,000 Iss: Mar 1996; Exp: Dec 1996 KARS# A033 (MCC# FUN SPr31)	Texaco #1 $20 (Hurdler System: Visa Cash Denom: $20; Mintage: 30,000 Iss: Mar 1996; Exp: Dec 1996 KARS# A034 (MCC# FUN SPr32)	Texaco #1 $50 (Gymnast) System: Visa Cash Denom: $50; Mintage: 25,000 Iss: Mar 1996; Exp: Dec 1996 KARS# A035 (MCC# FUN SPr33)	Texaco #1 $100 (Long Jumper) System: Visa Cash Denom: $100; Mintage: 10,000 Iss: Mar 1996; Exp: Dec 1996 KARS# A036 (MCC# FUN SPr34)
Universal Studios Set (KARS# A113) Includes $5 off admission to Universal Studios Florida (USF), if any of the cards are presented at USF ticket window, compliments of First Union.			Universal Studios $5 T-2 Arnold Schwarzenegger System: Visa Cash Denom: $5; Mintage: 20,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A114 (MCC# FUN Pr35)
Universal Studios $10 Jaws System: Visa Cash Denom: $10; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A115 (MCC# FUN Pr36)	Universal Studios $20 Earthquake System: Visa Cash Denom: $20; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A505 (MCC# FUN Pr37)	Universal Studios $50 Back To The Future System: Visa Cash Denom: $50; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A506 (MCC# FUN Pr38)	Universal Studios $100 Kongfrontation System: Visa Cash Denom: $100; Mintage: 10,000 Iss: Jul 1996; Exp: Dec 1997 KARS# A507 (MCC# FUN Pr39)
First Union Visa Cash Stars System: Visa Cash; Disposable Denom: $10, Mintage: 5,000 Iss: Nov 1997; Exp: Aug 1999 KARS# A503	First Union Visa Cash Stars Reverse This card was produced by First Union for Visa international. All the cards were released to Visa International.	Atlanta Braves Promotional Card System: Visa Cash Denom: $5, Mintage: 11,000 Iss: Jun 25 1996; Exp: Oct 1996 KARS# A118; MCC# FUN SPr44	Atlanta Braves Promotional Card Reverse view: Promotional Pop-Up Folder
Texaco Series #2	(KARS# A285)
Texaco Series #2 $10 Texaco Gas Bar System: Visa Cash Denom: $10; Mintage: 5,000 Iss: Jun 1997; Exp: Feb 1998 KARS# A285 (MCC# FUN SPr45)	Texaco Series #2 $20 NASCAR Pit Stop System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Jun 1997; Exp: Feb 1998 KARS# A285 (MCC# FUN SPr46)	Texaco Series #2 $50 NASCAR At Speed System: Visa Cash Denom: $50; Mintage: 5,000 Iss: Jun 1997; Exp: Feb 1998 KARS# A285 (MCC# FUN SPr47)	Texaco Series #2 $100 NASCAR On The Track System: Visa Cash Denom: $1 0; Mintage: 5,000 Iss: Jun 1997; Exp: Feb 1998 KARS# A285 (MCC# FUN SPr48)
Charlotte Hornets Series
	Glen Rice System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Jun 1997; Exp: Apr 1998 KARS# A315	Charlotte Hornets Wall 1: Mascot Hugo System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Dec 1997; Exp: Mar 1999 KARS# A336	Charlotte Hornets Wall 2: The Players System: Visa Cash Denom: $50; Mintage: 4,000 Iss: Feb 1998; Exp: Jun 1999 KARS# A437
BellSouth NASCAR Sponsor Set
NASCAR Car #42 System: Visa Cash Denom: $20; Mintage: 5,000 Iss: Apr 1998; Exp: Oct 1999 KARS# A438	BellSouth NASCAR Car #42 Reverse	Joe Nemechek Card (signed) System: Visa Cash Denom: $50; Mintage: 5,000 Iss: Apr 1998; Exp: Oct 1999 KARS# A439	Joe Nemechek Card (signed) Reverse

Olympic Centenary Puzzle Set Co-issued with Standard Chartered Bank (Hong Kong) System: Visa Cash Denom: $540; Mintage: 5,000 sets Iss: Jun 1996; Exp: Dec 1996 KARS# A121; MCC# FUN S39-54 A 16 card set, issued for use in Hong Kong, but denominated in US Dollars. All cards were shipped to the Standard Chartered Bank. However, some were returned to be stripped. First Union Bank stopped the practice of allowing returns, after this transaction.

 

Military Issues

In accordance with US government regulations to discontinue the use of cash (with all its inherent problems), the Military was one of the earliest SVC issuers. Given to all trainees, Military SVCs replaced the need to issue checks and exchange cash for servicemen on selected military bases. Wall mounted readers were placed on base to check balances. Stores and agencies on base, as well as local banks, accepted SVCs. In addition, the cards were used for non-financial purposes such as medical record storage, building access and location (like punching a time clock - to know who was where). I'll bet there were other uses I am not aware of. The FLW system went live in May, 1997 and the Fort Benning Georgia (FBG) system on Feb 5, 1999. Several issues were produced and different expiration dates are know to exist. Males and Females received different amounts. At Fort Leonard Wood (FLW), men received a $200 card, women a $260 card. Servicemen were encouraged to redeem remaining cash upon completing a stay at the base of issue. However, any unused balance not redeemed after the expiration date was automatically transferred to the checking or savings account on record with the military. Apparently, the allotments were increased in 1998 (?), with Males receiving $260, Females $315. The First Union Visa Cash cards utilized a special numbering system on the reverse. For example, the first FLW card, below, has the following number: 801-B8278XFLW. This can be interpreted as (801) = location 8, issue #01; B = Boy; 8278X = eXactly 8,278 cards were issued; FLW = Fort Leonard Wood. Compare the next card: 803-G3572XFLW (this is the 3rd FLW Girl's issue of 3,572 cards). The Visa Cash system was supported by First Union Bank and NationsBank. Other systems (e.g. the Smart City system by Mellon Bank at Fort Sill) and other denomiantions were used. Please visit the Military SVC Library Page, on my web site, for other examples.

Fort Leonard Wood $200, iss# 1 Male Allotment System: Visa Cash Denom $200: Mintage 8278 Iss: May 1997; Exp Sep 1997 KARS# A266	Fort Leonard Wood $200, iss #1 (Personalized) Reverse (801-B8278XFLW)	Fort Leonard Wood $260, iss #3 Female Allotment System: Visa Cash Denom $260; Mintage 3572 Iss: Sep 1997; Exp Jul 1998 KARS# A542	Fort Leonard Wood $260, iss #3   Reverse (803-G3572XFLW)
Fort Leonard Wood $315, iss #5 New Female Allotment System: Visa Cash Denom $315; Mintage unk Iss: Dec 1998; Exp May 1999 (Image courtesy R. Garton)	Fort Leonard Wood $315, iss #5 Reverse (Image courtesy R. Garton)
Fort Benning Georgia $200, iss #1 Male Allotment System: Visa Cash Denom: $200; Mintage: 5079 Iss: Feb 1999; Exp: Jun 1999 KARS# A504	Fort Benning Georgia $200, iss #1 (Personalized) Reverse (601-B5079XFBG)	Fort Benning Georgia $200, iss #3 Male Allotment System: Visa Cash Denom: $200; Mintage: 7460 Iss: Feb 1999; Exp: Dec 1999 KARS# A543	Fort Benning Georgia $200, iss #3 Reverse (603-B7460XFBG)

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